Payment Setup Guide

Ordering.Tools supports four payment methods, and you can enable multiple providers at the same time. Your customers will see all active methods during checkout and pick their preferred one.

• Stripe — International card payments (Visa, Mastercard, Apple Pay, Google Pay). Best for most restaurants. Supports 135+ currencies.

• MyPOS — Card payments popular in Bulgaria and Eastern Europe. Uses the MyPOS IPC payment page.

• BORICA — Bulgarian national card processor. Customers are redirected to BORICA's secure payment page. Ideal for Bulgarian merchants with a BORICA acquiring agreement.

• Offline (Cash) — No online processing. Customers pay in person on pickup or delivery.

All online payments are secure — card details are entered directly on the provider's page, never on your website. Go to Integrations in the admin sidebar to get started.

Stripe is the recommended option for most restaurants. Setup takes about 5 minutes.

1. Go to Admin → Integrations and find the Stripe card.

2. Click "Connect with Stripe" — you'll be redirected to Stripe's onboarding page.

3. Create a Stripe account (or log in to an existing one). Stripe will ask for your business details, bank account for payouts, and identity verification.

4. After completing onboarding, you're redirected back to the admin panel. Stripe is now connected and active.

5. That's it — your venue can now accept Visa, Mastercard, Apple Pay, and Google Pay.

If you already have a Stripe account with an Account ID (acct_...), publishable key, and webhook secret, you can use the "Advanced: Manual Configuration" option instead. This is only recommended for developers.

MyPOS is popular with Bulgarian and Eastern European restaurants. You need an active MyPOS merchant account.

1. Log in to your MyPOS account at mypos.com and navigate to Online Payments → Config Packs.

2. Generate a new config pack — MyPOS will provide you with a text block (base64-encoded configuration).

3. In your admin panel, go to Integrations and find the MyPOS card.

4. Paste the entire config pack text into the "Config Pack" field. The system automatically extracts your Store ID, Wallet number, Key Index, and encryption keys.

5. Select your currency (EUR is the default).

6. Click "Connect MyPOS".

Once connected, customers who choose MyPOS at checkout are redirected to the MyPOS secure payment page, enter their card details, and are returned to your order confirmation page.

BORICA is the Bulgarian national card payment processor. To use BORICA, you need an acquiring agreement with a Bulgarian bank that works with BORICA.

Before you start in the admin panel, you need to complete these preparation steps:

1. Contact your acquiring bank or email [email protected] to request eCommerce terminal credentials. They will provide your Terminal ID (8 characters, e.g. V1800001) and Merchant ID (10 digits).

2. Generate an RSA private key on your computer:

openssl genrsa -out merchant.key 2048

3. Generate a Certificate Signing Request (CSR):

openssl req -new -key merchant.key -out merchant.csr

Fill in: CN = your domain, OU = Terminal ID, O = company name, C = BG.

4. Log in to the BORICA Merchant Portal (3dsgate-dev.borica.bg for test, 3dsgate.borica.bg for production) and upload your CSR. BORICA will sign it.

Now configure in the admin panel:

5. Go to Integrations and find the BORICA card.

6. Enter your Terminal ID, Merchant ID, and Merchant Name (shown to customers on the payment page).

7. Select your currency (must match your terminal configuration — typically BGN or EUR).

8. Paste the contents of your merchant.key file into the Private Key field.

9. Check "Test Mode" if you're using test credentials.

10. Click "Connect BORICA".

11. Copy the BACKREF URL shown after connecting and configure it in the BORICA Merchant Portal as the return URL for your terminal.

Offline payment lets customers place orders and pay in person when they pick up or receive their delivery. No payment provider account is needed.

1. Go to Admin → Integrations and find the "Offline Payment" card.

2. Click "Enable" — that's it.

When a customer selects offline payment at checkout, the order is created immediately with a "Pay on pickup/delivery" status. You'll receive the order notification as usual and can prepare it right away. Collect payment from the customer when they arrive.

If you'd like to accept tips, go to Admin → Settings and enable the "Tipping" feature. When enabled, customers will see tipping options during checkout — they can pick a preset percentage (5%, 10%, 15%) or enter a custom amount.

Tips are added to the order total and processed through your active payment provider. For offline payments, the tip amount is shown on the order so your staff knows the expected total.

Before going live, place a test order to verify everything works:

1. Open your venue's public menu (the link is in Admin → Settings).

2. Add items to the cart and proceed to checkout.

3. Select your payment method and complete the order.

4. For Stripe: use test card 4242 4242 4242 4242, any future expiry, any CVC.

5. For MyPOS: use the test credentials from your MyPOS sandbox.

6. For BORICA: use test cards listed in step 4 with password 111111.

7. Verify you receive the order confirmation email.

8. Check that the order appears in Admin → Orders with the correct status.

Once satisfied, activate the integration and start accepting real orders!