DSK Bank Online Card Payments for Your Restaurant
Take card, Apple Pay and Google Pay payments for website and QR orders on DSK Bank's secure payment page, straight into your own DSK merchant account. Every payment is checked with the bank before the kitchen starts.
What the DSK Bank integration does
DSK Bank offers merchants an e-commerce payment gateway, often called DSK Payment. Ordering.Tools is your own ordering website and QR menu. The integration connects them: a guest who pays by card goes to DSK's payment page, pays there with 3-D Secure, and comes back to their order.
You use your own DSK e-commerce merchant account. Ordering.Tools never takes the browser's word for a payment: it asks DSK directly and checks the amount, currency and order number before an order counts as paid. Only then does it go to the kitchen.
What changes for your restaurant
Your bank, your contract
Payments go to your DSK merchant account under your agreement with the bank. Ordering.Tools sends the guest to DSK and records the result.
Nothing to configure at the bank
The return and notification addresses travel with every payment. You enter an API user and password in the admin, and that is it.
Checked with the bank, every time
A payment counts only after DSK confirms it and the amount and currency match the order. A forged or lost notification cannot turn an unpaid order into a paid one.
No paid order left behind
If the guest's browser never comes back from DSK's page, the platform asks DSK about the payment within minutes and finishes the order.
How to connect DSK Bank
Get your API user
Register with DSK for e-commerce. The bank issues an API user whose login ends in „-api“. It is a different login from the email you use for DSK's personal area.
Connect in the admin
In Admin → Integrations → Payments → DSK Bank, enter the API user and its password. The test environment is on by default.
Test with a test card
Click Test connection, activate, place an order and pay with one of DSK's test cards. No real money moves in the test environment.
Go live
Enter your production API user and password, untick the test environment and make one real payment. Confirm it in DSK's personal area.
What you get
DSK's hosted payment page
Guests pay on DSK Bank's own page. Card details are entered there, never on your website.
- Card payments with 3-D Secure
- Apple Pay and Google Pay on the same page
- The guest's email filled in, so they don't type it twice
- Page language follows the guest: Bulgarian, English, Greek and more
Confirmation straight from the bank
The browser's return and DSK's notification are only signals. The answer always comes from asking DSK.
- Order number, amount and currency matched before „paid“
- Optional checksum key to verify DSK's notifications
- A declined card fails the payment, not the order
- Each payment settled exactly once
Recovery for lost returns
Sometimes a guest pays and the browser stops on DSK's page. Every minute, the platform asks DSK about payments that are not yet settled.
- Paid orders reach the kitchen even without the return
- Expired payment sessions are closed as failed
- After an expired session the guest can simply try again
- No manual checking in the bank's portal
Refunds from the admin
Give money back without logging in to the bank's portal.
- Full or partial refunds
- Several partial refunds, up to the amount paid
- The payment shows as refunded in the admin
- Separate test and production users, clearly marked
Where it fits
You bank with DSK
Your business account is already at DSK. Take online card payments through the same bank instead of adding another provider.
A Friday delivery rush
Delivery orders are paid before the kitchen sees them. The driver has nothing to collect at the door.
Ordering from the table
Guests scan the QR code, order and pay by card or phone wallet without waiting for the bill.
Pickup orders
Guests pay ahead and simply collect their order at the counter.
Guests from abroad
DSK's page speaks Greek and English as well as Bulgarian, and takes Apple Pay and Google Pay.
A group with branches
Branches can use the main restaurant's DSK account if you turn that on, or connect their own.
DSK Bank online payments for restaurants
DSK Bank offers its business clients an e-commerce gateway for online card payments. Ordering.Tools connects it to your ordering website and QR menus, so a restaurant that banks with DSK can take card payments for orders through its own bank.
Why the bank is asked, not believed
Card payments fail in quiet ways: the browser closes, a page times out, a notification gets lost. Ordering.Tools does not mark an order paid because a page said so. It asks DSK for the status of the payment and compares the amount, currency and order number with its own record. Only a match counts.
Apple Pay and Google Pay without extra setup
DSK's payment page shows Apple Pay and Google Pay next to the card form. There is no wallet switch to set on our side: the checkout shows one „Pay with card“ choice, and its description tells the guest that both wallets are waiting on the next page.
From test to production
DSK gives every merchant a test environment with its own API user and test cards. Connect it first, place a test order and refund it. When you are ready, enter the production user and password, switch off the test environment and make one real payment to confirm.
DSK Bank integration — questions
Does Ordering.Tools work with DSK Bank's online payments?
Yes. Ordering.Tools connects to DSK Bank's e-commerce gateway. Guests pay for website and QR menu orders on DSK's payment page by card, Apple Pay or Google Pay, and the order reaches your kitchen once DSK confirms the payment.
What do I need from DSK Bank?
A DSK e-commerce merchant account and its API user — the login that ends in „-api“ — with its password. Test and production have different users. You enter them in Admin → Integrations → Payments → DSK Bank.
Do I need to set anything up in DSK's portal?
No. The return address and the notification address are sent to DSK with every payment. If you want, DSK support can issue a checksum key, which you enter in the admin so that notifications are verified as well.
What if the guest pays but never returns to the site?
The order is still completed. Every minute, the platform asks DSK about payments that are not yet settled. When DSK reports a matching paid order, it goes to the kitchen like any other paid order.
Can I refund a DSK payment from Ordering.Tools?
Yes. From the payments screen in the admin you can refund the whole amount or part of it. DSK allows several partial refunds, up to the amount that was paid.
Can guests pay with Apple Pay and Google Pay?
Yes. DSK's payment page offers Apple Pay and Google Pay next to the card form. The guest chooses „Pay with card“ at checkout and picks the wallet on DSK's page.
Bank with DSK? Take online orders through it.
Your own ordering website and QR menus, with card payments into your DSK merchant account — and every payment checked with the bank.
Related features
Other tools restaurants use alongside this one.
Stripe, myPOS, BORICA, Viva.com, DSK Bank, Barsy POS, and cash. When one method fails, customers switch to another -- without losing their order.
Learn moreGuests pay by card inside your checkout. The money lands in your own Stripe account, and the kitchen sees the order only once Stripe confirms the payment.
Learn moreCard, Apple Pay and Google Pay inside your ordering checkout, paid into your own myPOS account. An order goes to the kitchen only after myPOS confirms the money.
Learn moreTake card payments online through the virtual POS terminal from your bank. We prepare the key and the certificate request, the money goes to your bank account, and the kitchen sees only paid orders.
Learn moreGuests pay for website and QR orders on Viva.com's checkout page — card, Apple Pay, Google Pay and the methods you have switched on. The money goes to your own Viva account, and the kitchen gets the order once it is paid.
Learn more